Trying to stay afloat in tough economic times is difficult, and it is especially hard if you’re working for part-time. For many households, dealing with one small emergency can be enough to wipe out their budget for the entire month. If you haven’t set a little something aside, or your savings has already been drained, you could be in for a rough road ahead. Missing monthly payments could even ruin your credit. Rather than drowning in debt and getting further and further behind, you could choose another option. You could revamp your budget, and you could pay off a few bills with title loans Wausau to balance out your budget and make things right. If you’re thinking you couldn’t qualify because of your bad credit, there is no need for concern.
Wausau Title Solutions helps folks to get loans with bad credit every single day. Since our title loans are secured, using the title to your vehicle, credit is never a consideration in our lending process. Borrowers turn over the title to their vehicle and are free to continue driving their car during the loan period. It is fast and easy to apply online, and you’ll get cash in a day or less.
You must be the registered owner of any vehicle submitted for collateral.
Vehicles don’t have to be in perfect condition, but they should be running.
We will need to see the car title to make sure it is free of liens.
To sign a legal agreement, all applicants must be at least 18. We require a state identification card or your driver’s license to confirm age.
You don’t necessarily have to have a job, but you will need some sort of income to make timely loan payments.
Telephone number, home zip code and your full name.
Make, model, body style and the age of your auto with a current mileage estimate.
It takes all of two minutes to complete an application, and you’ll also enjoy the fact that applications are free to anyone interested in title loans Wausau.
All of our title loans at Wausau Title Solutions are secured loans. Your automobile is offered as security for the loan just in case you should default on the loan. You’ll also be happy to know that most secured loans result in better interest rates.
To come up with loan amounts, we consider the condition of your car or truck, your income and your ability to make your payments. The market value of your vehicle is determined by the age of the car, the number of miles on the vehicle and whether it has ever been in an accident.
Applicants don’t have to be concerned about no credit histories, bankruptcies or low credit scores. Your auto secures the loan, so credit is never an issue with loan approval.
We know if you’re looking for a short-term loan, you’re hoping to get your money quickly. We will go out of our way to see that you get your loan funds within 24 hours or less.
At Wausau Title Solutions, we can offer you a choice of several repayment plans, or we can work with you to design a custom plan, which takes into consideration your pay days, income and other budget concerns.
Wausau Title Solutions can qualify folks from every income level and just about every profession. We can use unemployment benefits, pension income, Social Security benefits and several other income sources.
Loan terms may span from just 30 days to as long as several months, depending upon the restrictions of state regulations. In most instances, repayment terms are also tied directly to the amount of the loan.
Unlike some traditional lenders, which require borrowers to state the purpose of a loan, we don’t require this information. We feel it is your business, and you may spend loan funds for any purpose at all.
Additionally, we feel it is only fair to allow borrowers the full use of their vehicles during the loan period. There are never any driving restrictions for our borrowers.
Your Application Choices
In addition to applying online with Wausau Title Solutions, you may meet with a loan rep at one of our convenient store locations if you prefer a personal touch. You are also free to apply over the phone.
Quick Loan Consultation
Once your loan information is in our system, you’ll be contacted by one of our loan reps to confirm your personal and vehicle info and to provide you with an instant loan estimate. Loan consultations are free, so be sure to ask as many questions as you like. The purpose of the consultation is to get you familiar with our loan process. Your rep will help you to find an affordable loan repayment package based on the information you provide about your budget and source of income.
What to Expect at Closing
Based on the loan terms discussed in your consultation, your loan rep will draw up a contract, which meets state regulations for title loans Wausau. Your loan contract will contain the following important loan terms:
After signing your contract, lenders must collect the car title to serve as collateral. You are ready to collect your loan funds and begin making payments according to your personalized payment schedule.
You don’t have to struggle with finances. Check out title loans Wausau today for your financial solutions.